tag:blogger.com,1999:blog-2382606024471945460.post5659560664848681530..comments2023-03-25T20:55:37.198+05:30Comments on Personal Finance and Investments: ICICI Pru Life's Online Term Cover - I ProtectAsan Ideas for wealthhttp://www.blogger.com/profile/13617534229010472010noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-2382606024471945460.post-22259132877800476002010-10-03T23:30:52.872+05:302010-10-03T23:30:52.872+05:30Dear Vikas, Please understand, every Term cover pr...Dear Vikas, Please understand, every Term cover provide the coverage from any type of death from the following - <br />1. Natural Death<br />2. Illness Death<br />3. Accidental Death<br />4. suicide after 1st year of policy<br /><br />Now for your own query, you may understand that the basic cover of your term plan 'll be paid to your nominees in case of claim due to accidental death. <br /><Asan Ideas for wealthhttps://www.blogger.com/profile/13617534229010472010noreply@blogger.comtag:blogger.com,1999:blog-2382606024471945460.post-45656280344899976702010-10-03T17:35:27.677+05:302010-10-03T17:35:27.677+05:30Hi Ashal,
I have a query here.The ICICI i protect...Hi Ashal,<br /><br />I have a query here.The ICICI i protect option 1 : Does this cover for deaths due to accident? <br />Doesn't Accident rider in option 2 with little premium doubles the insurance amount in case of accidental death?<br />Religare cutomer care told me I term covers accidental death. Is this not true?Unknownhttps://www.blogger.com/profile/10402963236162598153noreply@blogger.comtag:blogger.com,1999:blog-2382606024471945460.post-70923567025113614862010-08-21T17:08:08.044+05:302010-08-21T17:08:08.044+05:30Dear Ashal,
Thank you for your valuable comments....Dear Ashal,<br /><br />Thank you for your valuable comments. I took the plan for 50L for 25 years, the premium worked out to Rs. 7721 incl. taxes. I will opt for separate Accidential plan with National Insurance. With my birthday just round the corner I could save Rs. 500 per year on premiums. I think it will take some time for processing and there would be medicals too. Will let you know how Unknownhttps://www.blogger.com/profile/10463466379006503869noreply@blogger.comtag:blogger.com,1999:blog-2382606024471945460.post-67550364036469880292010-08-20T15:22:09.901+05:302010-08-20T15:22:09.901+05:30Dear Lloyd, As per my view, Go for I-Protect optio...Dear Lloyd, As per my view, Go for I-Protect option 1. For accidental Ins. needs I 'll ask you to opt a Personal Accident Ins. Policy from any Gen. Ins. of your choice.<br /><br />Based upon your cover requirement, purchase online. The direct benefit in terms of I-Protect over I-Term is, Aegon Religare's reach is very limited & it does not have offices in every nook & corner of Asan Ideas for wealthhttps://www.blogger.com/profile/13617534229010472010noreply@blogger.comtag:blogger.com,1999:blog-2382606024471945460.post-80974238546950651112010-08-18T23:16:30.507+05:302010-08-18T23:16:30.507+05:30Ashal,
Thanks for the detailed explanation. I al...Ashal,<br /><br />Thanks for the detailed explanation. I already have a normal term plan from Religare which is due next month, i was thinking of going for iterm plan but now with icici iprotect, which one should i opt for. Also is it advisable to go for additional accident cover. Please advise. <br /><br />LloydUnknownhttps://www.blogger.com/profile/10463466379006503869noreply@blogger.com